Avoid Credit Management Data Stewards

Vetting credit transaction to transaction is easy. Understanding a standalone legal entity is easy. But credit management across a portfolio, across a hierarchy and across your organization requires sophistication. Our master data management solutions automate the establishment and maintenance of relationships that, when aligned, provide the complete view of the risk profile.

Aspects We Specifically Address:

• Aggregate exposure by legal structure/industry/geography
• Scenario-based loss given default (LGD)/reserve forecasting
• The assigning of re-grade responsibility dynamically for probability of default (PD) grades
• Business unit ownership of an obligor driven by lending events
• The rationalizing of multiple PD grades via business rules across grading platforms

Principles of Credit Management, Supported by Master Data Management, Will Drive:

• Higher throughput from increased time spent appraising credit because of less time seeking and massaging data
• Less time manually monitoring your portfolio as automation pro-actively finds covenant violations and KPIs out of bound
• Improved support for your portfolio managers by aligning repeatable deals with like customers in new industries and geographies

For more information regarding Infoverity’s data management solutions for credit management, contact us today.